Purchase Order Financing

Are you actively seeking working capital for your start up business?  If so, you'll want to take a close look at our capital solutions for startup companies.

iCFO Capital offers a straight forward system

Once your business is approved for our funding, we can immediately begin funding 100% of your purchase order up to $250 million.
  • PO Funding enables you to finance up to 100% of your supplier costs.
  • PO Funding has no arbitrary limits like bank financing and is directly tied to your sales.
  • This means that all you need to do to obtain additional financing is to obtain orders from solid commercial or government customers.
  • PO Funding is an ideal tool for companies that sell 3rd party products such as wholesalers, distributors and resellers and are growing quickly.

Purchase Order Financing (Finished Goods)

Rates:  2 -3 % for 30 days*; Minimum application fee $750

  1. Client gets a purchase order from credit-worthy customer for $50,000 or more ($50,000 is minimum per customer PO; multiple suppliers of finished goods is permissible provided the minimum is met.
  2. Client submits required information (see attachment)
  3. P.O. funder buys product from client's supplier and delivers to either client or customer directly
    Client invoices customer and factors invoice with iCFO Capital & authorizes iCFO Capital to pay PO funder 
  4. iCFO Capital pays funder from funds available from invoice factored and balance (less PO financing and factoring fee) is paid to client

Trade Finance (Materials Necessary For Production)

Rates: 3 – 4% for 30 days*; Usually no application fee

  1. This is an alternative to PO funding to cover situations whereby the client must obtain materials needed to produce product before delivering to the client’s customer (not finished goods).
  2. Client has purchase order from credit-worthy customer requiring the client to purchase $300,000 or more in materials necessary to produce the product to be delivered to the customer.  Labor costs from the client’s supplier which are necessary to produce the materials are NOT eligible for financing.  A lower minimum will be considered if the client establishes that annual trade finance volume can meet the minimum.  Multiple suppliers of materials are permissible.
  3. Client submits required information (see attachment)
  4. Funder buys the materials and delivers to the client
  5. Client completes production of the product, delivers to customer and invoices customer
  6. Client factors invoice with iCFO Capital and directs iCFO Capital to pay funder
  7. iCFO Capital pays funder from funds available from invoice factored and balance (less trade financing and factoring fee) is paid to client